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Nimrah Karim

TECHNICAL EXPERTISE

  • Financial education
  • Gender and/or youth enterprise development or finance
  • Market research
  • Mobile money, alternative delivery channels, payment systems

CAREER-DEFINING EXPERIENCES

Conducted country-wide customer insights research, designed to understand the needs of the Pakistani unbanked and to use the insights to identify how to drive growth of a recently launched branchless banking platform.

Contributed to the Pakistan segment of an in-depth research agenda for a client aimed at examining the financial lives of low-income women and how mobile financial services can intersect with their existing financial practices.

Led a week-long branchless banking study tour in Pakistan for a group of professionals representing the government, banking, and telecom sectors of Nepal.

Led research for a global survey to assess the performance, outreach, and delivery of Islamic micro & SME finance.

CURRENT LOCATION:

Karachi, Pakistan

PROFESSIONAL EXPERIENCE IN THE FOLLOWING COUNTRIES:

Pakistan, USA, Jordan

LANGUAGES:

English, Urdu, Arabic

EDUCATION:

B.A., Georgetown University

PERSONAL PHILOSOPHY:

What I find most riveting in our work is the ability to take ten steps back from the technical jargon – the operations, the products, the policies, and the processes, and to dive into conversations with [potential] customers – to demystify, explore, and truly appreciate their realities and perspectives. We are regularly fascinated by how many people draw from minimal resources to run a household and raise a family, and nurture their strength of spirit in times of adversity. In the beautiful words of Max Ehrmann, “Everywhere, life is full of heroism.” And the optimist in me loves to discover that.

CONTACT INFORMATION

Name: Nimrah Karim
Title: Consultant, Sustainable Business Practices
Email: nkarim@encludesolutions.com