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Khurram Sikander

TECHNICAL EXPERTISE

  • Agent network development
  • Business strategy and planning
  • Mobile money,¬†alternative delivery channels,¬†payment systems
  • Product development and roll out

CAREER-DEFINING EXPERIENCES

Playing an instrumental role in the development of a national electronic financial services ecosystem that changed the way people banked in Pakistan.

Building cross-sector partnerships that created value added services on alternative delivery channels.

Leading business lines that transformed the way the organisation(s) perceived delivery channels – from cost saving to revenue generating customer touch points – at ABN AMRO and The Royal Bank of Scotland.

Managing mobile money and branchless banking initiatives in partnership with the Bill and Melinda Gates Foundation and clients across South Asia.

CURRENT LOCATION:

Washington, DC, USA

PROFESSIONAL EXPERIENCE IN THE FOLLOWING COUNTRIES:

United States, Pakistan, Kenya, South Africa, Bangladesh, Ethiopia, United Arab Emirates, United Kingdom

LANGUAGES:

English, Urdu

EDUCATION:

BSc, Business Administration / Management Information Systems, University of Texas
BComm University of Karachi

PERSONAL PHILOSOPHY:

We do not need new inventions in the industry I work in. Financial services innovation is about creating value through partnerships and business models that re-define the customer experience.

CONTACT INFORMATION

Name: Khurram Sikander
Title: Global Group Lead, Digital Payments and Senior Advisor, Digital Payment Solutions
Email: ksikander@encludesolutions.com